Protection
🛡️

Insurance

Life, health and home — properly protected.
From
Free consultation — commission-based
Timeline
Cover from 24–48 hours
Free Consultation
All-inclusive service fee · Government fees separate
What's included
Free consultation to assess your insurance needs
Comparison across multiple insurers and policies
Full explanation of coverage, exclusions and claims process in your language
Policy arrangement and documentation
Book a Free Insurance Consultation Book Free Call First
🔒 Secure payment via Stripe · All major cards accepted
⚠️ Government fees: None — our service is commission-based at no cost to you
Who is this for
Anyone relocating to Portugal who needs health insurance outside the SNS
Homeowners or renters who need property and contents cover
Families wanting life insurance or income protection in Portugal
Digital nomads and freelancers who need health cover for visa applications
Vehicle owners needing car insurance arranged in Portugal
What is insurance
As a licensed insurance broker, Carlos has access to all major insurance providers in Portugal and can arrange personalised cover for health, home, life, and vehicles. There's no consultation fee — as a broker, we earn a commission from the insurer, meaning advice and arrangement are free to you.
Why use Algarve Made Easy
The Portuguese insurance market is complex for non-Portuguese speakers. Policy terms, exclusions and coverage vary widely and aren't always clearly explained. As a local broker who works in English, Spanish and Portuguese, we explain everything clearly and find the right policy for your actual situation.
Documents required
  • Valid passport or national ID
  • NIF number
  • Portuguese address
  • For health insurance: medical history summary if requested by insurer
  • For home insurance: property details and estimated contents value
  • For car insurance: vehicle registration and driving licence details
Everything included in your service
  • Free consultation to assess your insurance needs
  • Comparison across multiple insurers and policies
  • Full explanation of coverage, exclusions and claims process in your language
  • Policy arrangement and documentation
  • Ongoing support for renewals, claims and changes
  • Specialisms: Health · Home & Contents · Life · Motor · Travel
You might also need
Many clients combine SNS registration with private health insurance for comprehensive cover.
Healthcare & SNS
ℹ️
We are relocation consultants, not lawyers or tax advisors. Our role is to guide, coordinate and simplify your move — handling bureaucracy, paperwork and appointments on your behalf. For legal, tax or financial advice specific to your situation, we connect you with vetted, bilingual professionals from our trusted partner network. Meet our partners →