Every service Carlos handles — personally.
From your first NIF to your residency card, your bank account to your driving licence — one person coordinates everything, in the right order, with transparent pricing.
WhatsApp Carlos to discuss your situationMoving to Portugal
NIF Registration
Your Número de Identificação Fiscal — the first document every expat needs. Required before a bank account, lease, AIMA application or utility contract. Carlos registers it at Finanças with full fiscal representation if required.
- Finanças appointment management
- Fiscal representation (if non-resident)
- NIF card collection
- Document preparation
Bank Account Opening
Not all Portuguese banks accept all nationalities. Carlos selects the right bank and branch for your profile, prepares all documentation and accompanies you to the appointment until account, card and MB Way are active.
- Bank recommendation for your nationality
- Full document preparation
- In-person appointment support
- Account activation confirmed
- MB Way setup included
Visa & Residency (D7, D8, EU)
D7 passive income visa, D8 digital nomad visa or EU free movement registration. Carlos guides you through the consular process and manages the full AIMA residency application after arrival. Honest about the 12–24 month AIMA timeline.
- Visa eligibility assessment
- Document preparation & review
- Consular application support
- AIMA appointment management
- Status follow-up throughout
AIMA residency card: 12–24 months (honest timeline). Government fees separate.
View full details →Healthcare & SNS Registration
Registration with the Portuguese National Health Service (SNS) gives you access to public healthcare. Carlos handles the health centre registration and advises on private health options alongside SNS coverage.
- SNS health centre registration
- GP assignment
- European Health Card guidance
- Private health insurance coordination
Health Insurance
Required for D7 and D8 visa applications. Carlos arranges private health insurance covering Portugal at no charge — his fee is paid by the insurer, not the client. You get correct, compliant coverage without paying a broker fee.
- Coverage meeting consulate requirements
- Multiple insurer comparison
- Policy issued before consular appointment
- Annual renewal managed
Utility Setup
Setting up electricity, water and internet contracts in your name. Carlos handles the Portuguese-language paperwork, supplier selection and activation — so you arrive to a functioning home.
- Electricity contract setup
- Water registration
- Internet provider selection
- Direct debit configuration
Moving with Family
School & Childcare
International schools, bilingual private schools and Portuguese public schools in the Algarve each suit different ages, budgets and plans. Carlos evaluates all options for your family and manages enrolment.
- School options assessment
- International & bilingual school contacts
- Enrolment documentation
- SNS registration for children
Property Management
For expats who are not always in the country. Carlos liaises with landlords, handles maintenance coordination, manages condominium matters and keeps your Portuguese property running smoothly.
- Landlord & condominium liaison
- Maintenance coordination
- Utility oversight
- Annual review meetings
- Emergency point of contact
Per property. Cancel anytime.
View full details →Home Insurance
Building and contents insurance arranged correctly for your Portuguese property. As an ASF Certified broker, Carlos arranges this at no charge to you.
- Building & contents cover
- Landlord liability options
- Multi-insurer comparison
- Annual renewal managed
Sorting the Remaining Admin
Driving Licence Exchange
Non-EU driving licences must be exchanged for a Portuguese licence within 185 days of becoming resident. Carlos manages the IMT process, medical appointment and all paperwork.
- IMT application management
- Medical appointment coordination
- Document preparation
- Licence collection
Required within 185 days of residency. EU licences: different process.
View full details →Car Registration & Import
Importing a vehicle from the UK, Ireland or elsewhere involves ISV tax calculation, IMT registration and customs clearance. Carlos coordinates the full process with the right specialists.
- ISV import tax calculation
- IMT registration
- Customs coordination
- Portuguese plate issuance
AME service fee. ISV, IMT and government fees are separate and disclosed upfront.
View full details →Translation & Notary
Certified translations and notary coordination for official Portuguese documents. Carlos works with a network of certified translators and notaries across the Algarve.
- Certified translation
- Apostille coordination
- Notary appointment management
- Document authentication
Will & Succession
EU Succession Regulation 650/2012 affects how Portuguese property is handled after death. A Portuguese will is strongly advisable for any property owner. Carlos coordinates with his network of notaries.
- Succession law guidance
- Notary coordination
- Document preparation
- EU regulation compliance
Life Insurance
Life cover arranged in Portugal through authorised insurers. As an ASF Certified broker, Carlos arranges this at no charge to you — the premium is paid directly to the insurer.
- Life cover structured for Portugal
- Multiple insurer comparison
- Policy documentation in English & Portuguese
- Annual renewal managed
Business Insurance
Professional indemnity, public liability and business insurance for entrepreneurs and business owners in Portugal. Arranged at no charge as an ASF Certified broker.
- Professional indemnity cover
- Public liability
- Business contents
- Annual review
Ongoing Concierge
Full Relocation Package
For clients who want everything handled. NIF, banking, visa guidance, AIMA management, healthcare, health insurance, utilities and 90 days of post-arrival support — all coordinated personally by Carlos.
- NIF registration
- Bank account opening
- Visa & residency guidance
- AIMA appointment management
- Healthcare & SNS registration
- Health insurance (free)
- Utility setup
- Driving licence exchange
- 90 days post-arrival support
Ongoing Concierge Retainer
For established residents who need reliable local support. Residency renewals, AIMA appointments, property matters, translation and a direct line to Carlos. Cancel anytime.
- Residency renewal management
- AIMA appointment support
- Property administration
- Translation & notary coordination
- Local appointment accompaniment
- Priority WhatsApp access
Monthly retainer. No minimum term.
View full details →
Not sure what you need?
Tell Carlos what you're trying to accomplish. He'll tell you exactly which services apply to your situation — in the right order, with honest timelines and clear costs.
All insurance arranged free of charge. As an ASF Certified broker, Carlos arranges health, life, home and business insurance at no cost to you. His fee is paid by the insurer — you pay only the premium directly to them.